Travelling Overseas? How Your Ottawa Injury Lawyer Can Help You Have Your Dream Vacation
travelling abroad should be a fun and enjoyable experience. Ideally, you plan on your vacation being incident-free. You'll see the sights, get the rest and relaxation you desire, and have the trip of a lifetime. However, as you well know, things happen outside of our control, and they don't usually wait to happen when it's convenient for you. You can be injured while travelling. You may be the victim of a crime, or perhaps you may become ill. Travel insurance is one way to make sure you're protected, and an injury lawyer in Ottawa can help you navigate the insurance and claims process.
What Is Travel Insurance?
Travel insurance is a short term insurance policy that protects you from a number of potential incidents while you're travelling outside of Canada. When you travel overseas, depending on the countries you visit, you'll find yourself dealing with very different health care and law enforcement systems. Travel insurance can protect you by covering a variety of potential situations, including:
You can become sick or injured when you're travelling overseas. It happens often, and OHIP will not cover your costs at a hospital in another country. That can mean incurring hefty medical costs if you should have the misfortune of requiring medical aid. However, with insurance you're covered. Policies can even include dental emergencies and care. They may also cover your added travelling expenses if receiving the medical care you need causes you to miss your trip. If you are injured on a trip, an Ottawa Injury Lawyer can help you make your claim and ensure you get the coverage and reimbursement you need.
Do you need to cancel a vacation that you've already paid for? If you don't have traveller's insurance, then you may be out of luck. traveller's insurance also reimburses you for pre-paid, non-refundable expenses if you need to cancel your trip before you depart. Before you buy a travel insurance policy, make sure that it covers any foreseeable circumstances that could interfere with your trip.
Between political incidents and natural disasters, circumstances may potentially arise which will cause you to be evacuated from a country. These evacuations can be pricey. Travellers insurance can reimburse you for your expenses.
Travellers insurance can also cover:
- Lost bags and belongings
- Life insurance
- Hazardous sports and activities
- Identity theft
Before you book your next trip overseas, talk with your Ottawa injury lawyer about what type of traveller's insurance best fits your needs. They can guide you through the process and help ensure you have the best vacation possible.