Skilled Lawyers Offering Support for Long Term Disability Claims
The inability to work and earn a living due to an injury can be mentally and financially exhausting. To avoid such circumstances, you might have long term or short term disability benefits through your current employer or purchased privately. But when your claim is denied or refused to be paid in full, your best option is to hire a skilled long term disability lawyer instead of taking on the stress alone.
At QTMG, we are able to offer holistic guidance based on over two decades of knowledge. Our disability lawyers in Ottawa will fight for your right to proper compensation that you are entitled to, along with access to effective medical care. Every long term disability case is unique because your injuries, whether they have healed, appeared to have healed, or resurfaced, will determine the outcome.
Insurance companies may deny your claim for various reasons, including failure to meet their definition of disability. Our lawyers are thorough and detail-oriented when presenting your case with evidence from medical experts to prove your disability. Injuries suffered range from depression, anxiety, back pain, chronic pain, severe arthritis, and cancer. We can also advise you on what qualifies for long term disability in Ontario so you know your rights before making a claim.
Whether you live or work in Ottawa, Perth, Pembroke, Renfrew, Cornwall, Alexandria, or Rockland in Ontario, our lawyers will travel to you, offering compassionate and experienced guidance.
Was Your Claim Denied? Contact QTMG
Our free case evaluation can help you make an informed decision in the comfort of your home. To speak to one of our lawyers, call 613-604-9718 or complete the online contact form, and one of our representatives will contact you.
Why Choose QTMG for Your Long Term Disability Claim?
- Over 20 Years of Experience: Proven success in handling disability claims across Ontario.
- Local Knowledge: We understand the regional nuances and how insurance companies operate in Ontario.
- Comprehensive Case Building: Medical evidence, expert testimony, and legal advocacy tailored to your case.
- No Upfront Fees: We work on a contingency basis, meaning you pay nothing unless we win.
Take the First Step Toward Your Claim Today
If your long term disability claim has been denied or delayed, don’t wait. Time limits apply, and early action can make the difference between a successful claim and a lost opportunity. Contact QTMG today to protect your rights, secure fair compensation, and focus on your recovery while we handle the rest.
Let Our Experience be Your Guide
Frequently Asked Questions: Long Term Disability Claims in Ontario
What qualifies for long term disability in Ontario?
Long term disability coverage is generally available when an illness or injury prevents you from performing the essential duties of your occupation for an extended period (usually beyond the short term disability period). This can include physical conditions like chronic pain, cancer, and severe arthritis, as well as mental health conditions such as depression, anxiety, or PTSD. The exact definition varies by your policy, so legal advice is recommended to confirm eligibility.
Why would an insurance company deny my disability claim?
Insurers often deny claims due to insufficient medical evidence, missed deadlines, policy exclusions, or disagreements over whether your condition meets their definition of disability. A long term disability lawyer can help address these issues by gathering supporting evidence and challenging unfair decisions.
How can a disability lawyer in Ottawa help with my case?
Our disability lawyers in Ottawa manage the legal and administrative side of your claim, including reviewing your policy, coordinating medical reports, filing appeals, and negotiating with the insurance company. This allows you to focus on your health while we work to secure your benefits.
How long do I have to appeal a denied long term disability claim in Ontario?
Appeal timelines vary depending on your insurer, but many require you to act within 30 to 90 days. Missing this window can make it harder or impossible to overturn the decision. Contacting a lawyer early ensures that no deadlines are missed.
How much does it cost to hire QTMG for a disability claim?
We operate on a contingency fee basis, meaning there are no upfront legal fees. You only pay if we secure your benefits or win your case. Your first consultation is free, giving you the opportunity to understand your options without financial risk.
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